What is a Garnishment Action?

Walter L. SandersGarnishment

Garnishment Action

What is a Garnishment Action?

Upon obtaining a judgment against a debtor, chances are low that the debtor will voluntarily pay. Unfortunately, voluntary payment requires that the debtor both have the funds and be willing to forward them to you. Because the debtor has all of the leverage, it’s no surprise that they typically decide not to pay.

A Florida garnishment action is a means by which a creditor can collect on an owed debt in the event that the debtor does not have the necessary funds. In other words, a garnishment action eliminates the control a debtor has over making payments toward the owed debt.

There are two typical avenues to look at when funds are not in the possession of the debtor–wages paid by an employer, and money held in a bank account. Florida garnishment laws do not require creditors to provide a debtor with notice prior to serving the writ of garnishment. Therefore, a creditor does not bear the risk that the debtor will remove funds from a particular account beforehand.

A garnishment action is good to utilize when a debtor with the means to pay is unwilling to do so.

We Can Make It Happen

Having problems collecting on a garnishment?

WS Collection has extensive experience in a wide range of creditor collection services. We have a specialty in the complete knowledge of the various laws, rules, and procedures involved with filing and litigating a garnishment action in the state of Florida. Whether it’s a place of employment, bank account, or other account where funds are on deposit, WS Collection Law will file the appropriate garnishment action within 24 hours to freeze a nonpaying debtor’s monetary assets.

Reach out to us by contacting WS Collection Law today. Make it happen.

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